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Tampa Bankruptcy Law Blog

Florida Bankruptcy Does Not Have to Be Financial Death

When hearing the word bankruptcy, many Florida residents cringe. The language used to describe bankruptcy is often negative and untrue. Many use bankruptcy to aid in debt relief and are able to take back control of their financial situation, therefore making it a very positive action. For most of these people, filing bankruptcy proves to […]

Credit Card Debt Becoming a Norm in College Years

Credit card debt is becoming a serious problem for college students. A south Florida university has recognized this growing problem and has taken steps to help its students avoid unnecessary debt. Student loan debt and credit card debthave become the norm in covering the cost of college expenses for many students. Students use credit cards […]

Consumer Bankruptcy Filing Can Erase Large Excess Medical Bills

Once you reach a certain range on the balance of your medical bills, bankruptcy looms as the only viable remedy, unless of course you’re one of wealthy few. Exorbitantly-priced medical bills are expected to push 1.7 million American households into bankruptcy this year. This will mark the first time in Florida or elsewhere that medical […]

Credit Card Debt is on the Rise Again in Florida

It is no secret that credit card debt can be crippling. Many people are forced to turn to credit cards to pay for day-to-day expenses when financial limitations occur within a household. While the beauty of a credit card is the ability to pay later for a purchase made today, compiling interest can be financially […]

How Chapter 13 bankruptcy Can Help with Student Loans

Chapter 13 Bankruptcy and Student Loans As the economy continues along a slow path toward recovery, many Florida residents are struggling to find and keep good jobs. Even those with a college education are finding difficulty in a slow job market. In many cases, they are also faced with high levels of student debt. One […]

Tips for Florida Residents Who Want to Reduce Credit Card Debt

Many Florida residents are burdened with high level of credit card debt. Living with excessive debt is stressful, but many people simply do not know how to begin to tackle debt reduction. The following tips are offered as a guideline for anyone who is ready to begin the process of emerging from beneath a mountain […]

Florida Residents May Forego Medical Care Due to Credit Card Debt

Credit Card and Medical Debt For many people, the thought of taking on any more debt can be a daunting proposition. With high-interest rates on credit card debt, many Florida residents simply cannot afford to take on any more debt that could result in them falling further behind than they already are. This may even […]

Zillow Study Shows Mortgage Process is a Mystery for Many

The bankruptcy process is about getting debt under control. In many cases, the largest debt on the books is the mortgage. A home is often the most valuable asset that people own, and for some the fight to keep it is the most important goal of bankruptcy. For others, getting rid of the incredible weight […]

Research Study Looks at Cancer Diagnosis and Bankruptcy

There are a lot of elderly residents in the Tampa Bay area as well as individuals seeking a friendlier climate to recover from a life-threatening illness. Our Tampa Bankruptcy Blog talks about medical debts as a factor in causing residents to seek personal bankruptcy solutions, but how great is that factor? A recent study shows […]

Don’t Jump to a Credit Card Debt Relief Decision in Florida, II

A warning about credit card debt relief options was the focus of our prior post. It wasn’t a warning against finding a solution, but instead it warned about jumping into a decision before truly understand the benefits and consequences associated with that decision and other options. We used withdrawing from 401(k) as an example, the […]

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Tampa Bankruptcy Law Blog

What Every Family Should Know About Filing for Bankruptcy Together

Filing for bankruptcy as a family is a significant decision that can help manage overwhelming debt and protect essential assets....
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Can You Get a Mortgage After Bankruptcy?

Filing for bankruptcy can feel like hitting a financial reset button. While it provides relief from overwhelming debt, many people...
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5 Things You Should Never Do Before Filing for Bankruptcy

Filing for bankruptcy is a major financial decision, and preparing properly can make the process smoother. Many people don’t realize...
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Bankruptcy for Seniors: Protecting Your Retirement and Assets

Financial challenges can affect anyone, and seniors are no exception. Health care costs, reduced income, or unexpected expenses can create...
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What Happens to Cosigners After You File for Bankruptcy?

Filing for bankruptcy is often the best way to get a fresh financial start. But if you have loans or...
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10 Questions Every Bankruptcy Client Asks

If you’re thinking about bankruptcy, you probably have many questions. You’re not alone. Most clients want to know what to...
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Can Bankruptcy Stop Creditor Harassment?

Constant calls, threatening letters, and aggressive collection tactics can take a toll. When you live under the weight of debt,...
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What to Expect Immediately After Filing for Bankruptcy

Filing for bankruptcy is a big step, and many people feel nervous about what happens after filing for bankruptcy. The...
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What Seniors Need to Know About Protecting Retirement Funds in Bankruptcy

Filing for bankruptcy is often a last resort when debt becomes overwhelming. For seniors, the fear of losing retirement savings...
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Steps to Rebuild Your Credit After Bankruptcy

Bankruptcy is often the first step toward financial stability, but many people worry about what comes next. Rebuilding credit takes...
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