Many Florida college students already have at least one credit card. They may charge seemingly small items like meals out with friends, groceries or other items that may not cost much on their own, but add up quickly. When a college student is home for the holidays, taking the opportunity to talk about credit card […]
At some point, most everyone in the United States goes to either a doctor or dentist. Medical bills for office visits and procedures deemed medically necessary can be daunting. Many doctors and dentists around the country and here in Florida now offer financing for patients right in their offices. Approximately 1.2 million patients who thought […]
Debt collectors have a notoriously bad reputation, as any consumer in Florida who has gotten behind on a debt can attest. There are rules in place to keep them from needlessly harassing people into bankruptcy, but the Fair Debt Collection Practices Act that provides those protections was passed in 1977. A plethora of complaints about […]
Regardless of the reason — the recession, medical emergency or other financial calamity — millions of people around the country struggle to deal with out-of-control finances. Not even celebrities are immune to financial hardships. Recently, singer Aaron Carter filed Chapter 7 bankruptcy in order to regain control of his finances. Thousands of Florida residents can […]
Florida consumers may not be aware that, for some time now, the U.S. Bankruptcy Court has strived for uniformity in the bankruptcy process. Specifically, the Judicial Conference Advisory Committees on Bankruptcy and Civil Rules have looked at this very issue with regard to the Chapter 13 bankruptcy process. Their discussions could result in a national […]
Most everyone in Florida loves the holidays. People are often in better moods, there are parties to attend and gifts to give and receive. However, the joy of the season can quickly become despair when the holidays are over and the credit card bills come in the mail. Many people are caught up in the […]
A large number of college students around the country and in Florida rely on student loans to pay for their education. Some of those student loans come from private lenders, which can be more expensive than federal student loans. Not being able to repay private student loans has led many graduates to file for bankruptcy. […]
Florida consumers may be surprised to learn that in the last year, the three credit bureaus have starting adding payment histories to credit reports. They are doing so in an effort to give lenders a better picture of a consumer’s credit card debt. For now, this information is not affecting a person’s credit score, but […]
A lot of the young people nationwide and in Florida that were teenagers when the housing market and economy collapsed may now be either in college or graduating from college. Research shows that these young people may be better at dealing with credit card debt than their parents. There are different schools of thought as […]
It may not be newsworthy to read that many Florida seniors live on a fixed income. However, how that admittedly obvious fact is affecting seniors faced with mounting medical bills may be worth mentioning. These days, it seems simple for seniors on a fixed income to pay medical and dental bills through loans and/or credit […]
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