Tampa Bankruptcy Law Blog

What is Co-Signer Liability?

Law Offices of Robert M. Geller, P.A.

May 26th, 2016

Responsibilities of a Co-signer Many people with low credit scores who find getting a loan difficult are sometimes able to borrow money if they have a co-signer. There are responsibilities of a co-signer that they should be aware of. Co-signers accept legal liability for a loan. They essentially vouch for the person applying for the […]

What You Should Avoid during Foreclosure

Law Offices of Robert M. Geller, P.A.

May 26th, 2016

Foreclosure

Mortgage is a stressful experience. Unfortunately for some, it is unavoidable. Knowing what not to do during this time can make things a bit easier and make the other side of foreclosure a bit brighter. What shouldn’t you do during foreclosure? Assume the Time to Negotiate Has Passed If the foreclosure procedure has not yet […]

Tags: Bankruptcy Attorney, Consumer Debt, Delinquent Mortgage, Foreclosure, Mortgages

Things to Consider before Arranging an Installment Agreement to Pay Off Debt

Law Offices of Robert M. Geller, P.A.

Apr 25th, 2016

Debt Relief

If you are carrying a heavy debt load, either with one or multiple creditors, installment payments might be tempting. Many debts that are not in collections are paid through installments. You pay a portion of the debt at a time, usually one time per month, in exchange for paying more overall as interest is applied […]

Tags: Bankruptcy, Bankruptcy Attorney, Consumer Debt, Credit Card Debt, Debt, Debt Installment Plans, Debt Management, Debt Relief

Predatory Lending: Leading Victims to Bankruptcy

Law Offices of Robert M. Geller, P.A.

Apr 25th, 2016

Debt Relief

Victim of Predatory Lending It used to be when a person needed a loan, he or she visited the bank, discussed terms, and either received or did not receive the money, based on the discretion of the banker. When people realized there was money in lending, it became big business. This enabled many who were […]

Tags: Bankruptcy Attorney, Consumer Debt, Debt, Debt Collectors, Lending, Predatory Lending

Is Debtor’s Prison Still a Threat in Modern Day America?

Law Offices of Robert M. Geller, P.A.

Apr 19th, 2016

Debt Collection

There was a time when falling behind on debts and not paying creditors could land a person in jail. Nowadays, debts can still be stressful, but nobody goes to jail because they fail to pay a credit card bill. Or do they…? America has abolished debtor’s prison and creditors now have a limited number of […]

Tags: Consumer Debt, Credit Card Debt, Debt, Debt Collectors, Debtor Rights, Overwhelming Debt, Strike Debt

How the IRS Deals with Liens and Levies

Law Offices of Robert M. Geller, P.A.

Apr 19th, 2016

Debt Relief

Have you received a notification that you owe the IRS money? This letter can be one of the most frightening you ever receive as an American citizen, and unfortunately, many people choose to deal with their fear by ignoring the problem and hoping it goes away. It won’t. The IRS will continue to seek payment […]

Tags: IRS, Tax Debt, Tax Levy, Taxes

Can You Be Too Rich for Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Apr 18th, 2016

Personal Bankruptcy

Too Rich for Bankruptcy? Bankruptcy and the ability to use bankruptcy to manage money when you have a lot of it has been in the news lately, thanks in part to the upcoming presidential election. The idea of a “rich person” filing for bankruptcy confuses many. They assume bankruptcy is something used by those in […]

Tags: Bankruptcy, Bankruptcy Attorney, Bankruptcy Procedure, Bankruptcy Questions, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Filing for Bankruptcy, Personal Bankruptcy

Are Student Loan Payments Beyond Your Means?

Law Offices of Robert M. Geller, P.A.

Apr 18th, 2016

Student Loan Debt

Student Loan Payment Attending college is expensive. Even those who receive scholarships and/or work while attending classes might find they need additional money for tuition, books, and living expenses. The good news is college loans are available, often at a reasonable rate, making it possible to earn a degree. Unfortunately, many find their student loans […]

Tags: Bankruptcy, Bankruptcy Attorney, Student Loan Debt, Student Loans

What Should I Do If My Property is Wrongfully Seized?

Law Offices of Robert M. Geller, P.A.

Feb 16th, 2016

Debt Relief

It’s legal in some instances for property to be taken from you and sold at auction if you do not pay what you owe for it. This is common when it comes to homes and vehicles. Unfortunately, there are instances in which someone can undeservedly be subjected to seizing. There are rules regarding how property […]

Tags: Bankruptcy, Bankruptcy Attorney, Repossession, Seizures

What Should I Know about Repossession?

Law Offices of Robert M. Geller, P.A.

Feb 15th, 2016

Debt Collection

Falling behind on payments on a vehicle can be a frightening experience especially if the lender notifies you of intent to repossess. Most of us realize when we purchase a new vehicle that repossession is a possibility. However, we skim the portion of the sales contract assuming it will never happen to us. But what […]

Tags: Bankruptcy, Bankruptcy Attorney, Debt Collectors, Repossession

Tampa Bankruptcy Law Blog

What is Co-Signer Liability?

What You Should Avoid during Foreclosure

Things to Consider before Arranging an Installment Agreement to Pay Off Debt

Predatory Lending: Leading Victims to Bankruptcy

Is Debtor’s Prison Still a Threat in Modern Day America?

How the IRS Deals with Liens and Levies

Can You Be Too Rich for Bankruptcy?

Are Student Loan Payments Beyond Your Means?

What Should I Do If My Property is Wrongfully Seized?

What Should I Know about Repossession?

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