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Tampa Bankruptcy Law Blog

Florida Bankruptcy: Consumers Asked for Input on Debt Collection

Debt collectors have a notoriously bad reputation, as any consumer in Florida who has gotten behind on a debt can attest. There are rules in place to keep them from needlessly harassing people into bankruptcy, but the Fair Debt Collection Practices Act that provides those protections was passed in 1977. A plethora of complaints about […]

Filing Chapter 7 in Florida to Regain Financial Control

Regardless of the reason — the recession, medical emergency or other financial calamity — millions of people around the country struggle to deal with out-of-control finances. Not even celebrities are immune to financial hardships. Recently, singer Aaron Carter filed Chapter 7 bankruptcy in order to regain control of his finances. Thousands of Florida residents can […]

Changes Could Be Coming to the Chapter 13 Bankruptcy Process

Florida consumers may not be aware that, for some time now, the U.S. Bankruptcy Court has strived for uniformity in the bankruptcy process. Specifically, the Judicial Conference Advisory Committees on Bankruptcy and Civil Rules have looked at this very issue with regard to the Chapter 13 bankruptcy process. Their discussions could result in a national […]

After Holiday Gifts are Opened, the Credit Card Bills Remain

Most everyone in Florida loves the holidays. People are often in better moods, there are parties to attend and gifts to give and receive. However, the joy of the season can quickly become despair when the holidays are over and the credit card bills come in the mail. Many people are caught up in the […]

Private Student Loans Lead to Bankruptcy for Florida Graduates

A large number of college students around the country and in Florida rely on student loans to pay for their education. Some of those student loans come from private lenders, which can be more expensive than federal student loans. Not being able to repay private student loans has led many graduates to file for bankruptcy. […]

More Credit Card Debt Info is Being Put on Credit Reports

Florida consumers may be surprised to learn that in the last year, the three credit bureaus have starting adding payment histories to credit reports. They are doing so in an effort to give lenders a better picture of a consumer’s credit card debt. For now, this information is not affecting a person’s credit score, but […]

When it Comes to Florida Credit Card Debt, is Younger Better?

A lot of the young people nationwide and in Florida that were teenagers when the housing market and economy collapsed may now be either in college or graduating from college. Research shows that these young people may be better at dealing with credit card debt than their parents. There are different schools of thought as […]

The Dangers of Florida Seniors Acquiring Credit for Medical Bills

It may not be newsworthy to read that many Florida seniors live on a fixed income. However, how that admittedly obvious fact is affecting seniors faced with mounting medical bills may be worth mentioning. These days, it seems simple for seniors on a fixed income to pay medical and dental bills through loans and/or credit […]

Florida Students Search for Student Loan Debt Relief Option

Many Florida students use student loans to put themselves through school. With the rising cost of a college education, this debt can seem insurmountable when it comes time to repay the loans. Graduates may be able to use a debt relief option, offered by many student loan holders, to keep their payments manageable. This is […]

Did Bank Settlement Give Florida Homeowners a Debt Relief Option?

A good portion of the results regarding the $25 billion bank settlement brokered last year have been compiled. Those results leave room for some doubt that the settlement provided homeowners with the debt relief option that many feel they deserved. Florida homeowners may or may not be surprised that the majority of the settlement funds […]

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Tampa Bankruptcy Law Blog

What Every Family Should Know About Filing for Bankruptcy Together

Filing for bankruptcy as a family is a significant decision that can help manage overwhelming debt and protect essential assets....
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Can You Get a Mortgage After Bankruptcy?

Filing for bankruptcy can feel like hitting a financial reset button. While it provides relief from overwhelming debt, many people...
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5 Things You Should Never Do Before Filing for Bankruptcy

Filing for bankruptcy is a major financial decision, and preparing properly can make the process smoother. Many people don’t realize...
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Bankruptcy for Seniors: Protecting Your Retirement and Assets

Financial challenges can affect anyone, and seniors are no exception. Health care costs, reduced income, or unexpected expenses can create...
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What Happens to Cosigners After You File for Bankruptcy?

Filing for bankruptcy is often the best way to get a fresh financial start. But if you have loans or...
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10 Questions Every Bankruptcy Client Asks

If you’re thinking about bankruptcy, you probably have many questions. You’re not alone. Most clients want to know what to...
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Can Bankruptcy Stop Creditor Harassment?

Constant calls, threatening letters, and aggressive collection tactics can take a toll. When you live under the weight of debt,...
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What to Expect Immediately After Filing for Bankruptcy

Filing for bankruptcy is a big step, and many people feel nervous about what happens after filing for bankruptcy. The...
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What Seniors Need to Know About Protecting Retirement Funds in Bankruptcy

Filing for bankruptcy is often a last resort when debt becomes overwhelming. For seniors, the fear of losing retirement savings...
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Steps to Rebuild Your Credit After Bankruptcy

Bankruptcy is often the first step toward financial stability, but many people worry about what comes next. Rebuilding credit takes...
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Law Offices of Robert M. Geller, P.A.
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Tampa, FL 33606
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St. Petersburg, FL 33701
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23526 State Road 54
Lutz, FL 33559
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