' Holiday Credit Card Bills - Law Offices of Robert M. Geller
CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

After Holiday Gifts are Opened, the Credit Card Bills Remain

Most everyone in Florida loves the holidays. People are often in better moods, there are parties to attend and gifts to give and receive. However, the joy of the season can quickly become despair when the holidays are over and the credit card bills come in the mail.

Many people are caught up in the joy of giving only to have buyer’s remorse in January. They realize they are unable to pay off the bills right away. Interest charges, late fees and fees for going over the credit limit only add to the balance. If the balance is carried from month to month, these charges and fees will only make it more difficult to pay off the bill. While those holiday balances are left unpaid, there is less credit available if there is an emergency.

No one intends to fall deeper into debt, and many vow to pay off the balances right after the holidays. Unfortunately, life often has other things in store. Depending on circumstances, it may become nearly impossible to pay not only credit card debt, but other debts as well. Not only is a person’s credit score impacted, but his or her quality of life can be affected also.

When it becomes obvious to Florida consumers that they will be unable to pay their credit card bills, it may be time to look into debt relief options. One of the most overlooked yet available solutions is bankruptcy. Having the ability to discharge debts and start fresh financially can be the best gift people have to give to themselves and their families.

Source: buffalonews.com, Holiday debt can turn joy into sorrow, Samantha Maziarz Christmann, Nov. 18, 2013

 

Archive

Video Testimonials

Tampa Bankruptcy Law Blog

Can I Lose My House If I File for Bankruptcy

The potential loss of your house when filing for bankruptcy depends on various factors. These include the type of bankruptcy...
Read More

What Can You Write Off in Bankruptcy?

Many people filing for bankruptcy aren’t sure what debts can be discharged, or "written off," through bankruptcy. It’s important to...
Read More

How Often are Bankruptcies Denied?

Bankruptcy offers a lifeline for people drowning in debt. It provides a chance to start anew and regain financial stability....
Read More

How Much Debt Should I Have Before Considering Bankruptcy?

Dealing with overwhelming debt and financial hardship is difficult. The prospect of bankruptcy may offer a path toward relief, as...
Read More

How Long Does Chapter 7 Bankruptcy Take to Discharge?

Chapter 7 bankruptcy offers a fresh start and a path toward financial stability for people struggling with debt. But when...
Read More

Does Business Bankruptcy Affect Personal Credit?

Does Business Bankruptcy Affect Personal Credit? For entrepreneurs and business owners facing financial challenges, the prospect of business bankruptcy can...
Read More

Can I Get an Apartment After Filing for Bankruptcy?

Filing for bankruptcy often feels challenging and overwhelming. It also raises a variety of concerns. One of the most common...
Read More

Are SBA Loans Dischargeable in Bankruptcy?

Navigating the complexities of Small Business Administration (SBA) loans and bankruptcy can be a daunting task for many business owners....
Read More

How to Get Bankruptcy Off of Your Credit Report

Rebuilding financial health after bankruptcy is challenging, but that doesn’t mean filing is worth the effort. One common concern for...
Read More

What Happens When You File for Bankruptcy?

Contemplating bankruptcy is a significant decision that comes with many questions. If you're considering filing for bankruptcy, it's essential to...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions