Payday loans are a tempting option for anyone strapped for cash. They seem simple enough: borrow a few hundred dollars to get you through until your next paycheck, which is likely just a few days or weeks away. Pay back the money quickly and there’s very little interest due. Unfortunately, these loans are designed to […]
Bankruptcy is a tool used by people to help them get their lives back on track. In most cases, filing for bankruptcy is going to have no effect on your friends or family, with the possible exception of your spouse. However, there are instances in which your filing for bankruptcy could harm your loved ones. […]
How Does Bankruptcy Affect Employment The thought of filing for bankruptcy can trigger a number of fears. Unfortunately, these fears prevent people from filing when bankruptcy would actually be a beneficial tool to help them get their financial lives back on track. One of the most common fears is whether or not the filer’s employer […]
It’s a familiar cliché to most people: “You get what you pay for.” It’s true when it comes to a variety of products and services, and in many cases, it’s true when it comes to hiring a bankruptcy attorney. And though the period of your life in which you’re hiring a bankruptcy attorney is likely […]
When someone learns it’s possible to file for bankruptcy without hiring a bankruptcy attorney, they often assume this is a good way to save money. After all, filing for bankruptcy isn’t going to require more than filling out a few forms, right? Unfortunately, filing for bankruptcy is about more than just completing and submitting forms […]
Anyone who is struggling with money has likely considered bankruptcy to some degree, but most people consider it the absolute last resort. They exhaust all of their other options and when there’s nothing left to do except give up they file for bankruptcy. Unfortunately, this approach can cause more harm than good. There are instances […]
If you’re struggling financially, chances are you know how important it is to pay your bills even if you’ve been unable to do so. The truth is paying your bills should be a priority. However, there comes a time when paying your debts could work against you. How is that? If your financial situation is […]
If you are someone who has experienced a difficult financial phase, chances are you’ve considered a variety of options to ease the burden. One of the most common solutions people have for resolving their financial challenges is to take money they’ve saved and use it to pay off debt. Sometimes this is the best solution, […]
A bankruptcy consultation is a great way to gather information about the process of filing for bankruptcy. A consultation is also a great way to get a sense of whether a specific attorney is right for you or if you need to interview additional people. Most attorneys offer a free consultation. It’s probably a good […]
If your financial struggles are primarily caused by student loan debt, you are not alone. The student loan debt of Americans is estimated to be more than $1 trillion and about $85,000,000,000 is past due. The average borrower has about $30,000 in student loan debt. Some financial experts believe the situation is so bad it’s […]
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