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filing bankruptcy in florida

Many Americans wind up in debt because of medical bills. One of the most common reasons for filing bankruptcy in Florida is medical debt. Regardless of whether you’re dodging creditors calling about medical bills or you’ve received a diagnosis that you know will lead to significant medical debt, taking an assertive approach to your situation […]

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Award Recognizes Support of Guard and Reserve Members Who Work for the Organization Tampa, Florida, June 29, 2021 – The staff at the Law Offices of Robert M. Geller, P.A. is proud to recognize the award recently given to Ms. Danielle Austin for her support of the Guard and Reserve. Recipients of the Patriot Award […]

bankruptcy liquidation of assets

If you’ve spent years saving for retirement, putting that money at risk when you file for bankruptcy is likely one of your greatest concerns. The bankruptcy liquidation of assets allows the bankruptcy trustee to take your assets and liquidate them to pay your creditors. But does this liquidation apply to your retirement savings? The simplest […]

bankruptcy assets

One of the most intimidating aspects of filing for bankruptcy is protecting your assets. Worrying about whether bankruptcy puts their homes or savings at risk prevents some people from filing. Protecting bankruptcy assets is an important consideration when filing. It’s one of the reasons why working with an attorney is so important when you file. […]

what assets can you keep through the bankruptcy process

Many people struggling financially avoid filing for bankruptcy because of concerns about losing important assets like their vehicles. The good news is you don’t need to lose your car when you file for bankruptcy. What assets can you keep through the bankruptcy process and how do you go about keeping them? Here’s what you should […]

hiding assets in bankruptcy

Filing for bankruptcy can be an overwhelming experience. The relief you receive when you file helps you feel better about your situation, but there are also drawbacks. Filing means giving the bankruptcy court a significant amount of control over your finances and your assets. Many people wonder if hiding assets in bankruptcy is the best […]

what is considered an asset in bankruptcy

Bankruptcy trustees gain access to a variety of your assets when you file. But what is considered an asset in bankruptcy? Is your savings account at risk and do you need to worry about the trustee taking money out of your bank accounts when you file? Here’s what you need to know. In general, you’ll […]

fiHow filing for bankruptcy affects your home is one of the greatest concerns people have when they consult with bankruptcy attorneys. An attorney helps you learn how to file for bankruptcy and keep your assets and ensures that whatever protections available are applied to your home. Whether you are faced with foreclosure or hoping to […]

does bankruptcy clear student loans

Student loan debt is overwhelming many people. Could refinancing be the answer to help you avoid bankruptcy if your student loans are unaffordable? Does bankruptcy clear student loans or will you be no better off than you are right now after filing? If you’ve already filed, but it did very little to ease your student […]

can student debt be discharged in bankruptcy

One of the most common questions people have when they consider bankruptcy is “can student debt be discharged in bankruptcy?” In most cases, the answer is “no.” However, there are other things you can do to improve your financial situation when you have significant student loan debt and you’re considering bankruptcy. Here’s what you need […]

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Tampa Bankruptcy Law Blog

Understanding the Florida Means Test Rules This Year

The Florida means test determines whether you qualify for Chapter 7 bankruptcy by comparing your income to the state median...
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The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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