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Student Loan Debt

pay student loans with credit card then file bankruptcy

What happens if you pay student loans with credit cards then file bankruptcy? It’s important to avoid this and other common bankruptcy mistakes. Students often make mistakes when filing for bankruptcy. They’re young and usually don’t have a lot of experience with financial matters. Some mistakes aren’t a big deal, while others cause financial damage […]

can you file bankruptcy on private student loans 

Can you file bankruptcy on private student loans? Here’s what you need to know if you struggle to keep up with private and public loan payments. Student loan debt is a huge problem in the United States. Many people find themselves in deep debt before they even begin earning money. For many, bankruptcy is the […]

bankruptcy in florida

If you’re like most parents, one of your primary concerns is teaching your kids good money management. Many of the adults who file bankruptcy in Florida believe their financial struggles would have been avoidable had they learned how to budget when they were young. Here are a few things you can do to teach your […]

does bankruptcy clear student loans

Student loan debt is overwhelming many people. Could refinancing be the answer to help you avoid bankruptcy if your student loans are unaffordable? Does bankruptcy clear student loans or will you be no better off than you are right now after filing? If you’ve already filed, but it did very little to ease your student […]

can student debt be discharged in bankruptcy

One of the most common questions people have when they consider bankruptcy is “can student debt be discharged in bankruptcy?” In most cases, the answer is “no.” However, there are other things you can do to improve your financial situation when you have significant student loan debt and you’re considering bankruptcy. Here’s what you need […]

how to file bankruptcy for student loan debt

If you’re wondering how to file for bankruptcy for student loan debt or you’re wondering if bankruptcy can help you with student loans, read on to learn about upcoming changes to bankruptcy law that could help. Those facing crushing student loan debt aren’t alone. Students and graduates across the country are dealing with five- and […]

Does Bankruptcy Clear Student Loan Debt?

does bankruptcy clear student loan debt

Many people considering bankruptcy wonder “Does bankruptcy clear student loan debt?” Until recently, that answer was almost always “no.” But a recent court ruling this past September could change how bankruptcy courts deal with student loan debt. The ruling comes from the US Court of Appeals for the 10th Circuit Court in the case McDaniel […]

student loan bankuptcy attorney Florida

If you’re struggling with student loan debt and not sure what comes next, a student loan bankruptcy attorney in Florida can help you. Bankruptcy likely won’t discharge your student loan obligations, but filing frees up money to put toward your loan payments. It’s also possible to better manage your loan payments when filing for Chapter […]

Student Loan Payments

Student Loan Debt Are you one of the millions of Americans who struggle to make ends meet every month due in part to massive student loan debt? Help could be on the way. Many federal student loan borrowers were allowed to pause their payments in 2020 due to the COVID-19 pandemic. Experts expect the pause […]

how to remain eligible for financial aid

How to Remain Eligible for Financial Aid Many parents want to help their children pay for college. But how do you remain eligible for financial aid if you’re struggling financially and considering bankruptcy? For some, helping their child means years of saving in preparation for when tuition bills come due. For others, it means applying […]

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Tampa Bankruptcy Law Blog

The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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What Happens During a Florida Trustee Meeting

One of the first required steps after filing for bankruptcy is the trustee meeting. Often called the “341 meeting,” it’s...
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