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Can I Rebuild My Credit After Bankruptcy?

Rebuilding Credit – Transcription:

Hi, my name is Robert Geller and I am a consumer bankruptcy attorney in the Tampa Bay area, and I want to talk to you today about whether you can rebuild your credit after filing bankruptcy. And the answer is absolutely positively. I have been helping clients for over 26 years file bankruptcy in the Tampa Bay area. I have seen clients as many as three times file bankruptcy over that period of time.

Unfortunately, those clients have filed their bankruptcy, they’ve done very well. They’ve rebuilt their credit and have been able to buy homes. They’ve incurred credit card debt, and due to unforeseen or medical issues, they were not able to rebuild. They were not able to pay their bills and had to file bankruptcy again. So, I’ve seen it firsthand from many, many clients. They file bankruptcy more than once and be able to rebuild their credit.

One of the things that we do after you file bankruptcy and get your bankruptcy discharge is we provide a program called seven 20 credit score.com that will teach you over a period of three months, how to rebuild your credit. What they teach you is you can go to a credit union, get a small secure loan, pay that off, and that will report positively on your credit report. Or, they will also teach you where to go to get small secured credit cards and pay those off. And that will report positively on your credit report.

Buying a Home and Car

Many of you are wondering if you could buy a home after filing bankruptcy and the answer, again, is yes. Generally within two years of filing bankruptcy and getting a discharge, assuming you’re doing the things that you need to do to rebuild your credit that I just discussed. You can qualify for conventional mortgage financing and buy a home.

Many of you are also wondering whether you can buy a car after filing bankruptcy. And again, the answer is yes. We have seen many, many of our clients file bankruptcy and get a car loan immediately after filing bankruptcy. In fact, we can make suggestions to you of car dealers and car financing companies that will provide you a car loan after filing bankruptcy. So, if you need more information about filing bankruptcy, click on the link. My name is Robert Geller, again. And I look forward to helping you rebuild your credit and building a bridge to a brighter future.

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813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

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St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

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Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

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