CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

How do I deal with Creditor Harassment?

Transcription:
Hi, my name is Robert Geller. I am a consumer bankruptcy attorney in the Tampa Bay area. And I want to tell you how you can deal with protecting yourself from credit or harassment. There are certain laws in the state of Florida and in federal laws that protect you from credit or harassment. One of the federal laws is the fair debt collection practices act. The fair debt collection practices act requires that all creditors treat you with dignity, fairness, respect, and they must be truthful to you. If the creditors do not follow these guidelines under the fair debt collection practices act, you can bring a claim against the creditor for $1,000 each time they violate one of these general provisions. Also under Florida law, we have a similar law to the fair debt collection practices act that protects you, and also requires creditors to treat you with dignity, fairness, respect, and they must be truthful to you.

And under Florida’s law, you can bring a claim against the creditor. If they do not do what they’re supposed to do. Our law firm Sue’s creditors. When they step out of line and we turn the table on the creditors and make the creditors pay you. If they violate these laws. One of the other things that you can do about credit or harassment is once you retain our law firm, if it’s for a bankruptcy or for another matter related to your debt, you can tell the creditor that we represent you. And once you tell a creditor that you are being represented about a consumer debt under the fair debt collection practices act and under Florida’s law, we can bring a claim against the creditor for harassment. Once your bankruptcy is filed, an automatic stay is put into place. And what that means is the creditor must immediately stop calling you, trying to collect from you and under the bankruptcy law creditors continue to harass.

You, ask you, after you ask them to stop, you can bring a claim against the creditor for violation of the automatic stay. Finally, once you get your bankruptcy discharge, which comes in a chapter seven, about three months after you follow or in the chapter 13, three to five years after you file, once you get your bankruptcy, discharge, the creditors continue to try and collect from you, or are they trying to garnish you or they try and Sue you or they harass you under the bankruptcy law. You can bring a claim against the creditor for violation of the bankruptcy discharge. Again, my name is Robert Geller, and if you need any information about bankruptcy, please click on the link. We’ll be glad to provide you information. I want to help you build a bridge to a brighter future. Thank you.

Video Testimonials

Tampa Bankruptcy Law Blog

How Does Filing for Bankruptcy Affect a Vehicle Loan?

If you're considering bankruptcy, you may be wondering if you'll be able to keep your car. The answer depends on...
Read More

8 Ways to Deal with Student Loan Debt

If you're one of the millions of Americans saddled with student loan debt, you're probably looking for ways to minimize...
Read More

Tips for Handling Credit Card Debt

If you're struggling with credit card debt, you're not alone. The average American household owes nearly $6000 in credit card...
Read More

Don’t Fall for These Common Bankruptcy Myths

There are a lot of misconceptions out there about bankruptcy. Working with a debt defense attorney is one of the...
Read More

Can Filing for Bankruptcy Affect My Career?

It’s common for people considering bankruptcy to wonder how filing affects their job. The answer to this question depends on...
Read More

Can I Fix My Credit After Bankruptcy?

Wondering how to improve credit after bankruptcy? Here's what you need to know. Bankruptcy can be a fresh start for...
Read More

What Happens If I Can’t Afford Chapter 13 Bankruptcy?

Are you wondering what happens if I can’t afford my chapter 13 payments? Here's what you need to know when...
Read More

Help I Regret Filing for Chapter 7 Bankruptcy

Bankruptcy isn't the right choice for everyone. Depending on your unique financial situation, you may be able to find other...
Read More

How a Bankruptcy Attorney Helps You Avoid Problems When Filing

Do you know what mistakes to avoid when filing for bankruptcy? If you're considering filing for bankruptcy, it's important to...
Read More

These 7 Common Bankruptcy Mistakes Can Cost You Thousands

Bankruptcy is a legal process that allows individuals or businesses to eliminate or repay some or all of their debts....
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions