' Behind on Bills and Filing Bankruptcy - Law Offices of Robert M. Geller
CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

Do I have to be behind on my bills to file for Bankruptcy?

Transcription:

Hi, I’m Robert Geller. I am a consumer bankruptcy attorney in the Tampa Bay area. I want to talk to you about whether you have to have fallen behind on your bills in order to file for bankruptcy right now.

Unfortunately, we’re dealing with this COVID-19 pandemic and there are a lot of people struggling out there. There are as many as one in four working Americans unemployed. Many are wondering what they should do and might be paying their bills with their savings or their using their retirement savings to keep up.

If this sounds familiar and you realize that you can’t continue to pay your creditors, even if you are current right now, you can file bankruptcy. You don’t have to be behind on your credit card bills and you shouldn’t wait until you reach that point because you shouldn’t be depleting your savings and retirement.

If you think you might fall behind, you should go talk to a lawyer. There are consumer protection laws that allow you to tell creditors you can’t speak to them once you hire an attorney. Creditors and bill collectors must stop calling you once you give them the attorney’s information. So rather than waiting a few months or a year or two to get behind on your bills, take action sooner rather than later. You’ll be able to get rid of the debt so that you can rebuild. Don’t deplete your savings or your retirement.

I’m attorney, Robert Geller, and I want to help you build a bridge to a brighter future.
Thank you.

Video Testimonials

Tampa Bankruptcy Law Blog

Can Bankruptcy Help You Escape Overwhelming Medical Bills?

If you're drowning in medical debt, you're not alone. Medical bills are one of the top reasons people consider filing...
Read More

Bankruptcy Secrets Big Credit Card Companies Don’t Want You to Know

Dealing with credit card debt can feel overwhelming. Many struggle with high interest rates, minimum payments, and growing balances. When...
Read More

Life After Bankruptcy In Florida: A Guide to Moving Forward

Filing for bankruptcy is not the end. There is life after bankruptcy in Florida. Bankruptcy is a step toward a...
Read More

Your Fresh Start Begins Here: How Bankruptcy Wipes The Slate Clean

If you're drowning in debt, you're not alone. Millions of people face overwhelming financial stress every year. For many, bankruptcy...
Read More

The Hidden Cost of Ignoring Debt: Why Bankruptcy Could Save More Than Your Wallet

Debt can sneak up on you. One late payment turns into several. A missed credit card bill becomes a growing...
Read More

Is Filing for Bankruptcy a Sign of Failure?

Many people think bankruptcy means failure. That’s not true. Bankruptcy is a legal tool. It helps people regain control when...
Read More

Questions to Ask During Your Bankruptcy Consultation

Filing for bankruptcy is a big decision. It can wipe out debt and give you a fresh start. But you...
Read More

What Is Small Business Bankruptcy, and Do You Qualify?

Running a small business in Florida comes with financial risks. When debt becomes unmanageable, bankruptcy may be an option to...
Read More

Top 10 Bankruptcy Myths You Shouldn’t Believe

Filing for bankruptcy can feel overwhelming, especially with all the misinformation. Many people hesitate to explore their options because of...
Read More

Filing for Bankruptcy as a Sole Proprietor: What You Should Know

Running a business as a sole proprietor can be rewarding but comes with financial risks. If your company is struggling...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

Call For A Free Initial Consultation

813.536.4468

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 328-6667
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 274-9155

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 492-2663

Map And Directions