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Tampa Bankruptcy Law Blog

Employment and Credit Checks: What You Should Know

Credit Check for Employment It might seem unfair, but potential employers might have the right to view your credit history when you apply for a job. This doesn’t mean every time you fill out an application the company can run a credit check. However, many potential employers request permission from applicants to use a credit […]

Debt Collector Going Too Far? Here’s What You Need to Know!

What to Know About Debt Collectors Debt collectors are supposed to adhere to a strict set of rules and regulations when it comes to collecting a debt from you. Unfortunately, unless they are held to those standards by consumers, some tend to push the boundaries. They will try to get away with more than the […]

Bankruptcy’s Silver Lining

Benefits of Filing Bankruptcy For most people, bankruptcy is a necessary evil. It’s a tool used to help them get back on their feet financially, but if given a choice they would change the events that led to their bankruptcy. As helpful as bankruptcy can be, the average person views it as a negative event. […]

Tampa Bankruptcy Timeline

Tampa Florida Bankruptcy Timeline The prospect of filing for bankruptcy in the Tampa area can be intimidating. Many people feel better when they know what to expect. Having an idea of the order of events and the approximate timeframe in which certain things must occur can put your mind at ease. It can help you […]

What You Should Know about Mortgage Arrears

A Chapter 13 bankruptcy filing can help homeowners manage mortgage arrears. Chapter 13 allows you to get your financial situation back on track while still protecting your most valuable assets, including your home. It is common for homeowners to choose Chapter 13 bankruptcy because it avoids the devastation of foreclosure, even if they have already […]

What Should You Do If You Receive a Call about Debt Settlement?

Receiving calls from debt collectors can be terrifying. Many people avoid even answering their phones if they know it’s from someone attempting to collect a debt. The majority of these calls are demanding payment, but there are times when debt collectors call to offer you something. Is this too good to be true? Debt settlement […]

What is a Chapter 20 Bankruptcy?

Most people are aware there are different types of bankruptcy, but many are unable to explain the difference. In Chapter 13 bankruptcy, debt is re-organized and the person filing is responsible for much of what is owed on these debts. The goal is to create a payment plan that makes debt affordable again and enables […]

What is a Joint Petition?

Joint Petition One of the primary reasons people filing for bankruptcy in Tampa seek legal assistance is because they are unable to make sense of all the legal terms associated with the filing process. The pressure to complete a bankruptcy filing free of mistakes is heavy. If anything is incorrect, even if the mistake was […]

Bankruptcy Myths: What You Should Know

Bankruptcy might be the most valuable tool you have at your disposal if you are struggling with money, but because there are so many bankruptcy myths out there, many debtors don’t bother filing. There are few areas of law around which there are more mistruths and because of this, many people never even consider whether […]

Are Military Members Eligible for Bankruptcy?

Filing Bankruptcy in the Military Military members and their families are often required to move from location to location. They put their lives on hold during their or their loved one’s military service. For some, this means facing financial challenges that might not exist otherwise. Even if those money problems did exist otherwise, the challenges […]

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Tampa Bankruptcy Law Blog

What Seniors Need to Know About Protecting Retirement Funds in Bankruptcy

Filing for bankruptcy is often a last resort when debt becomes overwhelming. For seniors, the fear of losing retirement savings...
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Steps to Rebuild Your Credit After Bankruptcy

Bankruptcy is often the first step toward financial stability, but many people worry about what comes next. Rebuilding credit takes...
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Should You File Chapter 7 or Chapter 13 as a Small Business Owner?

Running a small business often means dealing with unpredictable finances. When debt starts piling up, you might begin to wonder...
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How Long Does the Bankruptcy Process Take

When you decide to file, one of the first questions you may ask is simple: how long does the bankruptcy...
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Can Filing Bankruptcy Stop a Lawsuit in Florida?

If you are facing a lawsuit over unpaid debt, the stress can be overwhelming. The thought of going to court,...
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What Happens If You Don’t Qualify for Chapter 7 Bankruptcy?

Many people initiate the bankruptcy process to file under Chapter 7 of the Bankruptcy Code. It’s the faster option. It...
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How Bankruptcy Can Help Families With Medical Debt

Medical debt can overwhelm even the most financially responsible people. A sudden illness, accident, or surgery can bring bills that...
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How to Know When It’s Time to File for Bankruptcy

Filing for bankruptcy is a big decision. It's not something to take lightly. But for many, it can be a...
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Common Mistakes to Avoid Before Filing for Bankruptcy

Bankruptcy can give you a fresh start, but what you do before filing matters. Many people make simple mistakes that...
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When Your Business Debt Becomes Personal: How Bankruptcy Can Help

Owning a business often means taking on risk. But when the company starts to fail, that risk doesn’t always stay...
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Law Offices of Robert M. Geller, P.A.
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Tampa, FL 33606
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St. Petersburg, FL 33701
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23526 State Road 54
Lutz, FL 33559
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