Debt is something that almost everyone has experienced at some point in their life. It can be a struggle, and sometimes, it’s difficult to manage. But what happens if a debt you paid or that dropped off of your credit years ago comes back to haunt you? This is called zombie debt. It can damage […]
Filing for bankruptcy can seem like a daunting and overwhelming process. However, it doesn’t have to be that way. With the proper knowledge and guidance – and answers to several bankruptcy FAQs – you can navigate through the bankruptcy process successfully. What are some of the most frequently asked bankruptcy FAQs? What are the different […]
Filing for bankruptcy is a difficult decision that can have a significant impact on your finances and future. Fortunately, bankruptcy laws provide individuals and businesses with a new beginning by offering a bankruptcy discharge. Discharge removes certain debts and liabilities. However, you must understand that a bankruptcy discharge does not guarantee anything. It’s even revocable […]
Filing for bankruptcy is a complex process and becomes even more complicated when marital debt is involved. Marital debt refers to debts that were incurred during a marriage, and it can include anything from credit card debt to mortgage payments. Understanding how marital debt is divided in Florida can be crucial for those filing for […]
When you lend money to someone whether it is for personal or business reasons, it’s especially difficult when they don’t return it on time or refuse to do so altogether. If you are a business owner or a debtor, one of the best solutions to such situations is to hire a professional debt collector who […]
Dealing with bankruptcy is never easy. However, if you find yourself in a situation where you need to file for bankruptcy, Chapter 13 can be a good option. Unlike Chapter 7, which involves liquidating your assets to pay off your debts, Chapter 13 allows you to reorganize your debts and pay them off over time. […]
Marriage is a partnership that often extends to financial issues, including debt. Unfortunately, not all spouses see eye to eye on debt. If your spouse is struggling with debt they can’t afford, it’s stressful to think about the possibility of losing a portion of your hard-earned income. What should you know about how your spouse’s […]
Getting a court summons for debt can be an overwhelming and frightening experience, but it doesn’t have to be. Despite what you may think, it doesn’t automatically mean you will face dire consequences. However, it is a serious matter that should not be ignored. What should you do when you get a court summons for […]
Debt can feel overwhelming and stressful, especially if you have creditors calling you at work. Many people wonder whether this is legal. And what if a debt collector files a lawsuit against you? Can you be served at work? A debt collector can legally serve you at your workplace, but only in certain situations. It’s […]
Dealing with debt collectors is stressful and challenging. Even under the best of circumstances, contact from a debt collector is uncomfortable. As uncomfortable as it might be, they have a right to contact you. However, sometimes collectors cross a line. Many become aggressive or harass debtors. It’s essential to know your rights as a debtor […]
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