Tampa Bankruptcy Law Blog

Debt comes with a great deal of baggage, especially when you’re overwhelmed by it. Nobody wants to have debt, but an affordable mortgage or car payment each month is manageable and considered “the norm.” However, when you have so much debt that you barely have enough to afford you’re living expenses each month, or that […]

Bankruptcy Without a Lawyer Bankruptcy is a legal matter. Like all legal matters, you have the right to represent yourself in court when filing for bankruptcy. Some people choose to do so because they believe it will save them money. Others file on their own for the simple fact they think it’s easy and will […]

Fraud is one of the primary reasons bankruptcies are denied. If the court suspects you have hidden assets or you’ve done anything else that would indicate you are not being 100 percent honest about your financial situation, it can dismiss your request for bankruptcy without discharging your debts. And, as many filers have found out […]

Dealing with debt is one of the great challenges of adulthood. Whether or not to get into debt, how much to take on, how to pay it off, and how to deal with problems when they arise are questions that keep many people awake at night. Luckily, there are a number of tools you can […]

For many, bankruptcy is an absolute last resort – the final step a person takes after he or she has tried ignoring the problem, negotiating with creditors, and maybe even begging for relief. In some cases, bankruptcy is avoided because of its reputation. Of course, bankruptcy is nobody’s first choice for managing debt, but it […]

One of the first decisions you’ll make when you file for bankruptcy is whether to choose Chapter 7 or Chapter 13. How do you know which is the better option? The filing process begins with a means test. This determines if you even qualify you for Chapter 7, but even if you pass the means […]

The BAPCA is the acronym for The Bankruptcy Abuse Prevention and Consumer Protection Act. It was passed into effect in 2005 and resulted in a number of changes to the existing bankruptcy laws. The law made it more difficult to file for bankruptcy, which was done in an attempt to prevent people from filing multiple […]

Single parents face all of the challenges of couple parenting together, but they have the added struggle of doing it on their own. And unfortunately, far too often, these challenges are financial. Financial difficulties are one of the most common issued faced by single parents. Single parents must manage all of the usual expenses of […]