Tampa Bankruptcy Law Blog

CFPB Wants Non-Bank Student Loan Collections under Umbrella

Law Offices of Robert M. Geller, P.A.

Mar 15th, 2013

Banks have been under strict scrutiny in the wake of the housing crisis that involved allegations of predatory lending, robo-signing and a combination of other factors. A consumer watchdog group has also put the large banks that collect student loan payments whether private or ones that are backed by the government. The group ensures that […]

Tags: Consumer Financial Protection Bureau, Debt Collectors, Student Loans

Money Now, Big Bill later for some with Payday Loans

Law Offices of Robert M. Geller, P.A.

Mar 7th, 2013

Chapter 13

Payday loans are a way for those who know that they have money coming but who have bills now. They can certainly help some people who need the cash on hand, but the money comes with some very serious risk — which has landed even money conscious people in financial trouble. The way that payday […]

Tags: Chapter 13, Loan Penalties, Payday Loans

With Feds Setting the Rates, Student Borrowers Can’t Refinance

Law Offices of Robert M. Geller, P.A.

Feb 22nd, 2013

Debt Relief

Interest rates are at the lowest that they have been in a long time. A lot of people who purchased a home before the housing crisis signed a fixed rate mortgage at rates as high as 8.0 to 9.0 percent in the 1990s. Now, a lot of those people who are able to are taking […]

Liquidation, Reorganization; What’s the Real Difference? II

Law Offices of Robert M. Geller, P.A.

Feb 11th, 2013

Personal Bankruptcy

Personal bankruptcy is the topic of this blog and differences between Chapter 7 and Chapter 13 filings the focus of this series. Our last post gave a little more explanation about what liquidation means in the Chapter 7 process. This post will focus on Chapter 13 — the reorganization bankruptcy. Chapter 13 is called the […]

Liquidation, reorganization; what’s the real difference?

Law Offices of Robert M. Geller, P.A.

Feb 5th, 2013

Personal Bankruptcy

Unmanageable debt is something that can hit those that make minimum wage and those that are considered high-income earners. It can affect small businesses, large corporations, investors and entrepreneurs. Bankruptcy is a place where they can turn to get things back under control, but there are four chapters that apply to individuals and businesses: Chapter […]

Lawsuits Filed against Casey Anthony in Florida Lead to Chapter 7

Law Offices of Robert M. Geller, P.A.

Jan 29th, 2013

Chapter 7

Casey Anthony became a well-known name in the Florida area as well as across the country. Her criminal trial caused immense controversy and intense feelings. Whatever individuals feel, the fact stands that a jury acquitted her of the charges that would have sent her to prison and found her guilty of lying about the disappearance […]

Tags: Bankruptcy, Chapter 7, Civil Judgment, Lawsuit, Legal Fees, Taxes

Debt Doesn’t Often Become Easier to Handle in Retirement

Law Offices of Robert M. Geller, P.A.

Jan 23rd, 2013

Chapter 13

Debt and Retirement Retirement is something that those in the top age group of the workforce often look forward to. After punching the clock for most of their adult lives, those nearing retirement age can’t wait to spend some time enjoying their grandchildren, their hobbies, or simply relaxing for a while. Although the golden years […]

Credit Card Debt Rises as Americans Focus on Mortgages

Law Offices of Robert M. Geller, P.A.

Jan 14th, 2013

Credit Card Debt

Those who follow our Florida Bankruptcy blog read about the helpful hint last week that seeking counsel or taking action early when confronted with debt is often the best decision. Our prior post focused on how waiting until after the foreclosure judgment has been entered doesn’t leave a lot of room for changing the outcome […]

Tags: Consumer Debt, Mortgages, Unsecured Debt

Early Bird Gets the Worm, or Keeps Their Home in Bankruptcy

Law Offices of Robert M. Geller, P.A.

Jan 11th, 2013

Personal Bankruptcy

We have all heard someone — most likely our parents — tell us at some point in our lives that “the early bird gets the worm.” When we heard that phrase, it was most likely in relation to getting up with adequate time for school, showing up at an interview a little early or simply […]

Tampa Bankruptcy Law Blog

CFPB Wants Non-Bank Student Loan Collections under Umbrella

Money Now, Big Bill later for some with Payday Loans

With Feds Setting the Rates, Student Borrowers Can’t Refinance

Liquidation, Reorganization; What’s the Real Difference? II

Liquidation, reorganization; what’s the real difference?

Lawsuits Filed against Casey Anthony in Florida Lead to Chapter 7

Debt Doesn’t Often Become Easier to Handle in Retirement

Credit Card Debt Rises as Americans Focus on Mortgages

Early Bird Gets the Worm, or Keeps Their Home in Bankruptcy

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