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Tampa Bankruptcy Law Blog

business debt personal liability

Owning a business often means taking on risk. But when the company starts to fail, that risk doesn’t always stay within the business. If you’ve taken out loans with personal guarantees, used your credit cards to cover expenses, or signed leases in your own name, the debt now follows you personally. And when the business […]

What Young Professionals Need to Know About Bankruptcy

bankruptcy for young professionals

For many young professionals, bankruptcy feels like something that only happens to people much older or more irresponsible. But the truth is, financial hardship can hit at any age. Student loans, credit card debt, medical bills, or a job loss can add up quickly. If you’re in your 20s or 30s and struggling to keep […]

Bankruptcy and Veterans: Protecting Your Benefits

bankruptcy and veterans benefits

Bankruptcy and Veterans If you’re a veteran facing financial trouble, you’re not alone. Many former service members struggle with debt due to medical bills, job loss, or the rising cost of living. Bankruptcy can offer a path forward, but it’s normal to worry about how filing might affect the benefits you earned through your service. […]

student loan payments and credit score

After more than three years, federal student loan payments have officially resumed. For many, that’s more than just another monthly bill—it’s a significant shift with real ripple effects. Whether you’re early in your career or trying to get your finances back on track, this change may impact more than your bank account. It could affect […]

Bankruptcy Solutions for Single Parents in Florida

bankruptcy for single parents in Florida

Being a single parent comes with much pressure—financially, emotionally, and logistically. Whether raising kids alone or co-parenting with an ex, staying on top of bills can feel impossible when your income doesn’t stretch far enough. If you’re drowning in credit card debt, medical bills, or old loans, bankruptcy might be one way to get relief […]

Bankruptcy Options for Seniors in Tampa

bankruptcy for seniors in Tampa

For many seniors in Tampa, retirement should be a time to enjoy life without financial stress. But rising medical bills, credit card debt, and limited income can create real hardship. You’re not alone if you’re living on Social Security or a fixed retirement income and struggling with debt. Bankruptcy might be one option to help […]

student loan payments have resumed

After a long pause, federal student loan payments have resumed. For many, this shift feels overwhelming. Budgeting will change, interest is building again, and those in default may now face collection activity. If you’re unsure where to start, you’re not alone. Here’s what you need to know to navigate this transition smoothly. Student loan Payments […]

Can I Keep My Luxury Items If I File for Bankruptcy?

bankruptcy and luxury items

Filing for bankruptcy is never an easy decision. You may feel overwhelmed, anxious, and unsure about what comes next. One common worry many people have is whether they’ll lose everything, including what they worked hard to buy. You’re not alone if you’re wondering whether you can keep your luxury items during bankruptcy. Let’s break down […]

artificial intelligence financial prediction

Artificial intelligence, or AI, is changing how many industries work, including finance. Can artificial intelligence make financial predictions? You’ve probably heard about AI helping with personalized ads or voice assistants. But did you know AI is also being used to predict financial trouble? This technology can analyze data and spot warning signs before a person […]

avoid bankruptcy scams seniors

Filing for bankruptcy is a big decision, especially for seniors. Navigating the legal system while protecting your hard-earned savings can feel overwhelming. Unfortunately, scammers often target seniors during this vulnerable time. They promise quick fixes, charge upfront fees, or steal personal information. The good news is you don’t have to be a victim. With the […]

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Tampa Bankruptcy Law Blog

How Rising Insurance Costs Are Affecting Consumer Debt Stress in Florida

If you’re feeling like your insurance bills just keep getting higher, you’re not imagining it. For a lot of Florida...
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When Is It Too Late to File for Bankruptcy?

One of the most common questions people ask during a legal consultation with a bankruptcy lawyer is, “Is it too...
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What to Expect From Your Bankruptcy Trustee

When you’re preparing to file for bankruptcy, the idea of working with a bankruptcy trustee can feel a little overwhelming....
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What Happens at a Bankruptcy Hearing?

If you’re preparing to file for bankruptcy, you’ve probably heard about something called the “bankruptcy hearing.” Most people imagine a...
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Understanding the Means Test in Florida Bankruptcy Cases

If you’re thinking about filing for bankruptcy, the term “means test” may feel intimidating. Most people considering bankruptcy have heard...
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Rising Bankruptcy Filings and New Eligibility Thresholds: What They Mean for You

If you’re feeling overwhelmed by debt right now, you’re not alone. The latest bankruptcy trends show just how many people...
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How Bankruptcy Laws in Florida Differ From Other States

If you’ve been researching bankruptcy online, you’ve probably noticed something frustrating right away: every source seems to say something different....
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Why More People Are Filing for Bankruptcy in 2025

Recent data from the Administrative Office of the U.S. Courts shows that bankruptcy filings rose by 13.1% during the 12-month...
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Medical Debt in 2025: Why It’s Still the #1 Reason Americans File for Bankruptcy

Even with advances in health insurance coverage and policy changes meant to reduce patient costs, medical debt remains one of...
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Is Bankruptcy the Right Choice for Retirees Living on a Fixed Income?

When you think about retirement, you likely think about a time of peace and stability. Unfortunately, for many older adults,...
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