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Impulsive decisions can lead to a Florida bankruptcy

Most everyone in Florida has heard of the concept of buyer’s remorse. This usually comes from making impulsive decisions and buying something that you just didn’t need and may have been a waste of money. Those same impulsive decisions can translate to financial decisions that could end up leading to bankruptcy.

A lot of people have made at least one financial decision that they would say would qualify as buyer’s remorse. There are so many credit cards these days that have a wide variety of reward programs. It’s important for consumers to make sure that the credit card they pick actually provides value for each individual.

For example, a person who flies a lot wouldn’t benefit from a card that gives them gas points. Instead, a card that provides air miles would be a better choice. Also, it never hurts to research the cards that are out there. Many people believe that they have to accept a credit card from those offers they get in the mail or at the store, and those are the only options. That isn’t the case; credit card companies should have to earn a consumer’s business.

Impulsive decisions when it comes to finances can lead to trouble. Many Florida consumers have tried to fix their credit or pay off their bills through uninformed decisions and have ended up making things worse. For people who have gotten themselves into trouble that they are unable to get out of, bankruptcy may be the way out. Filing for bankruptcy can be a way to put aside mistakes of the past and start fresh.

Source: Fox Business, 3 Money Mistakes that Can Land You in Debt, Ann Hynek, Sept. 6, 2013

 

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