The legal side of bankruptcy is complex, but it isn’t the only thing you need to deal with when filing for bankruptcy. For many people, dealing with their emotions during the bankruptcy process can be overwhelming. There are a wide range of emotions that can spring up depending on your situation and all too often, these emotions can prevent or delay you from filing.
The good news is it’s possible to deal with the emotions of bankruptcy and move forward with the process. The sooner you do so the sooner you’ll be back on track and able to overcome the emotional struggle you’re currently feeling. What are some of the best things you can do to cope with the emotions of bankruptcy?
1. Be Honest with Yourself about Your Financial Situation
If you are like most people, you’ve been avoiding dealing with your financial situation for some time and you might even be in denial about how bad things are. Now is the time to really take an honest look at your finances. Delaying this will only make it worse, so take a deep breath and honestly evaluate your situation.
2. Find Personal Support
After you’ve acknowledge you have a problem, it’s important to find people on whom you can rely for support. Even one close friend or family member in whom you can confide makes a world of difference when going through a stressful situation. Avoiding getting into conversations with people you suspect might judge you or make you feel worse, and focus on the person or people who care about your well-being and are willing to support you during this difficult time.
3. Get Organized
Often, taking action is the best way to overcome negative emotions. It might not seem like much, but organizing your finances and having everything orderly when you meet with your bankruptcy attorney can make a major impact on how smoothly your bankruptcy goes.
For more information on what documents you’ll need to submit for bankruptcy, check out this article from Nolo.com.
4. Focus on the Future
It might seem as if your financial woes are never going to end, but you’ve already taken an important step toward fixing them if you are even considering bankruptcy. Just the acknowledgement that there is a problem and you need to find a solution – even if you aren’t sure what that solution is – is an important milestone. And when it seems as if you are drowning in financial agony, it’s important to focus on that step you’ve taken and what it means for your future. Things might not feel great now, but a few years from now you’ll look back and be thrilled you took action. Focus on the future and you’ll feel better about your current situation.
5. Work with an Experienced Bankruptcy Professional
There are endless reasons to work with a professional when it comes to filing for bankruptcy, but among those reasons is the relief you’ll feel knowing someone experienced is guiding you through the process. You don’t need more stress or to be worrying your bankruptcy claim might be denied. Hiring an attorney ensures things go smoothly and that your case is handled properly.
For more information or to schedule a consultation to discuss your situation, contact the Law Offices of Robert M. Geller at 813.254.5696 to schedule a consultation.