CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

Think You are Immune to Bankruptcy? Think Again!

There are plenty of people in the world who believe they are immune to bankruptcy. Their financial lives are in order and they have no reason to believe there could ever be a problem. Perhaps you count yourself among these people – in control of your finances and capable of planning for uncertainty in your future.

But what if uncertainty comes when you least expect it? Or one of life’s unexpected challenges turns into three or four or more unexpected challenges? Maybe you’ve set aside emergency money for a rainy day, but what if your rainy day turns into weeks, or months, or years?

There are catastrophic events that can turn your life upside down, even if you have planned ahead and taken precautions to protect yourself and your family. The bottom line? Nobody should ever say “never” when it comes to bankruptcy.

The good news is if you do find yourself in the most unexpected of situations and you have no choice but to file, it’s not all bad. As a matter of fact, many good things can come of bankruptcy. So if you spent your life until now believing you were immune to bankruptcy and suddenly everything has changed, consider the following positive aspects about your situation:

Fresh Start

Possibly the best thing about bankruptcy is the fact that it gives you a fresh start. You won’t have debt hanging over your head and you won’t face all the stress you feel when you are behind on your bills. You’ll eventually be able to make financial decisions without the stress you feel when you are buried in debt.

Ends Harassment

Another great thing about filing for bankruptcy is that it puts an end to the calls you receive from creditors on a daily basis. Nothing is worse than finding yourself in a miserable financial situation, only to be reminded of how bad things are every day when the phone rings. Bankruptcy legally prevents creditors from contacting you about your debt.

This article explains how bankruptcy puts an end to creditor harassment by creating an “automatic stay.”

Brighter Future

Bankruptcy is a process and understandably, not one most people welcome with open arms. However, emerging from bankruptcy is a different story. You’ll be free of the weight you feel now and able to move forward as a new person financially. Or, if you were the type who was always careful with money but experienced a few unexpected emergencies along the way that led to bankruptcy, you’ll be able to return to the financially secure person you were in the past. Regardless of how you ended up needing to file for bankruptcy, doing so will help you establish a bright financial future.

If you would like to learn more about bankruptcy or you have questions about whether filing is right for you, we can help. Contact the Law Offices of Robert M. Geller at 813.254.5696 to speak to someone about setting up a consultation.

Archive

Video Testimonials

Tampa Bankruptcy Law Blog

5 Common Budgeting Mistakes Newlyweds Make and How to Avoid Them

Budgeting mistakes are common, especially when you’re young. Not all newlyweds are young adults, but many first-time marriages do involve...
Read More

When Should Married Couples File for Bankruptcy Together?

There's no easy answer to the question of timing when it comes to bankruptcy. In some cases, it may make...
Read More

Can Your Spouses Debt Force You Into Bankruptcy?

If you're married and your spouse has a lot of debt, you may be wondering if that debt can force...
Read More

Do You Need a Bankruptcy Attorney If You’re Divorcing with Financial Problems?

Divorce and bankruptcies are more common than many people realize. Financial problems make a stressful transition even more difficult. If...
Read More

Can You File Bankruptcy without Your Spouse?

Filing for bankruptcy is a decision that should not be taken lightly. It can affect your financial life and the...
Read More

How Seniors Can Avoid Bankruptcy

Seniors are at a high risk of bankruptcy, but there are ways to avoid it. What do you need to...
Read More

What Happens If I Own Too Many Assets to File for Chapter 7?

Does hiding assets in bankruptcy protect them from your creditors? If you own too many assets to qualify for Chapter...
Read More

How to Find the Best Lawyer for Filing for Bankruptcy after Retirement

Many retirees decide to file for bankruptcy as a way to get a fresh start. But finding the right lawyer...
Read More

Does Declaring Bankruptcy Affect My Retirement Savings?

When you're struggling with debt, the thought of bankruptcy might cross your mind. But what would that mean for your...
Read More

Is a Reverse Mortgage Right for Me?

Reverse mortgages in Florida are loans that allow homeowners 62 and older to borrow against the equity in their homes....
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

NACBA Logo avvo1 avvo2 avvo3 LEA BBB Logo

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions