' Release and Satisfaction of Judgement - Law Offices of Robert M. Geller
CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

How Do I Get a Judgement Released?

It might seem as if once a debt is paid, you can walk away without any problems and begin to rebuild your financial life, but it might take a bit of work. In order to “undo” a debt problem, you might need to secure a Satisfaction of Judgement or Release and Satisfaction, which is a legal document showing you paid all of the money you owed to a creditor. This document is non-revocable, so once a judge has signed it there is no way it can be changed and civil action against you must stop.

What is a Judgement Release?

A Satisfaction of Judgement is proof you paid what you owed. Without this document, it will be impossible to get a mortgage, secure a loan, buy a car, rent an apartment, or do anything else that requires you assume new credit.

Without the form, collection efforts can also still continue. If your wages are being garnished or you have a lien on your property, it could continue even if you believe you have satisfied the debt. Information about obtaining a lien release can be found on the FDIC website.

Once you believe you have satisfied the obligations of your debt, you need to request from the lender a document verifying this to be the case. Remember, once a judgment occurs, you could be responsible for more than the original amount of the debt and the entire amount will need to be paid for you to receive the release. However, if you made arrangements to pay in a lump sum settlement, the amount could be less. This, too, counts as satisfying the debt and should be enough to qualify you for a judgement release.

Requesting a Judgement Release

Sometimes the lender (the plaintiff suing you for repayment) will automatically send a release once the debt has been repaid. If you do not receive one, contact the lender’s attorney in writing requesting the letter of release.

If you still do not receive a judgement release, you will need to petition the court and show evidence you satisfied your debt. You’ll need to show a cancelled check or other proof of payment, so the judge knows you indeed did pay the debt.

The loose ends left after you have paid a debt, especially after there was a judgement against you, can be frustrating and complicated to tie up. Having the assistance of an experienced attorney can help.

For more information or to schedule a time to discuss your financial challenges, contact the the Bankruptcy Law Offices of Robert M. Geller at 813.254.5696.

Archive

Video Testimonials

Tampa Bankruptcy Law Blog

Are Trusts Protected from Bankruptcy?

Trusts are powerful estate planning tools. They allow people to protect and distribute their assets according to their wishes. This...
Read More

The Truth About Bankruptcy and Buying a Car

The Truth About Bankruptcy and Buying a Car Bankruptcy often carries a stigma of financial ruin and a bleak future....
Read More

How Do Bankruptcy Lawyers Get Paid?

Bankruptcy can be a stressful and overwhelming experience, but having the right legal representation can make all the difference in...
Read More

Do You Lose Your Home When You File for Bankruptcy?

Filing for bankruptcy can be a daunting prospect, especially when it comes to concerns about losing one's home. Your home...
Read More

Can You File Bankruptcy During a Divorce?

Divorce and bankruptcy are personally difficult and also complex legal processes that can have significant implications for your financial future....
Read More

Can You File Bankruptcy on Restitution?

Facing financial struggles can be overwhelming, especially when debts include complex legal obligations like restitution. What is restitution and how...
Read More

Can You File Bankruptcy After a Judgment?

Receiving a judgment against you in a lawsuit can be a distressing experience. This is especially true if you're already...
Read More

Can Back Taxes Be Included in Bankruptcy?

Dealing with back taxes can cause a lot of stress and financial burden for anyone facing financial hardship. If you're...
Read More

Can an Estate File for Bankruptcy?

Many people wonder whether or not an estate, such as the one left behind after someone passes away, can file...
Read More

How Long Should I Keep My Bankruptcy Discharge Papers?

If you've successfully navigated the bankruptcy process and received your discharge papers, congratulations are in order. It's a significant milestone...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions