' Chapter 7 Bankruptcy in Florida - Law Offices of Robert M. Geller
CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

Chapter 7 Bankruptcy a Saving Grace for Some Florida Residents

Many Florida residents understand the difficulty in managing debt. Those with extreme debt due to medical bills, school, loss of employment or a failed business often feel as though they are drowning in their debt and have no way out. This is not the case, however, as filing for Chapter 7 bankruptcy can allow the debtor to experience much needed relief from debt.

One woman found herself in over her head when her fiancé was unable to continue working after an accident and medical and physical therapy bills mounted. As a full-time student who also had a full-time job, she was unable to keep up with bills and used credit cards to maintain day-to-day living expenses. When that relationship ended and several years later she found herself married to someone else, she felt the debt continued to weigh on her heavily. Chapter 7 bankruptcy became her saving grace.

Anyone who has experienced collection calls, wage garnishments or threatening letters knows the helplessness that is felt when one is unable to pay their debt. Most people want to pay what they owe and feel a great deal of guilt when they are unable to live up to their financial obligations. While those facing overwhelming debt many times feel embarrassment and guilt due to their inability to pay, it is not necessarily because they have made bad financial decisions or been inept at money management.

Many people living with extreme debt find that bankruptcy becomes an option in situations in which their home will be taken, their car repossessed or when they are facing some other loss which would further devastate their lives. Chapter 7 bankruptcy can be a new beginning for those in increasingly difficult financial distress. Taking action and taking back control of one’s finances through filing Chapter 7 bankruptcy in Florida could be the new beginning that an individual has been searching for in order to improve their quality of life.

Source: The Dickinson Press, “Bankruptcy: A clean slate, but at what cost?” Sherri Richards, July 25, 2013

Archive

Video Testimonials

Tampa Bankruptcy Law Blog

Are Trusts Protected from Bankruptcy?

Trusts are powerful estate planning tools. They allow people to protect and distribute their assets according to their wishes. This...
Read More

The Truth About Bankruptcy and Buying a Car

The Truth About Bankruptcy and Buying a Car Bankruptcy often carries a stigma of financial ruin and a bleak future....
Read More

How Do Bankruptcy Lawyers Get Paid?

Bankruptcy can be a stressful and overwhelming experience, but having the right legal representation can make all the difference in...
Read More

Do You Lose Your Home When You File for Bankruptcy?

Filing for bankruptcy can be a daunting prospect, especially when it comes to concerns about losing one's home. Your home...
Read More

Can You File Bankruptcy During a Divorce?

Divorce and bankruptcy are personally difficult and also complex legal processes that can have significant implications for your financial future....
Read More

Can You File Bankruptcy on Restitution?

Facing financial struggles can be overwhelming, especially when debts include complex legal obligations like restitution. What is restitution and how...
Read More

Can You File Bankruptcy After a Judgment?

Receiving a judgment against you in a lawsuit can be a distressing experience. This is especially true if you're already...
Read More

Can Back Taxes Be Included in Bankruptcy?

Dealing with back taxes can cause a lot of stress and financial burden for anyone facing financial hardship. If you're...
Read More

Can an Estate File for Bankruptcy?

Many people wonder whether or not an estate, such as the one left behind after someone passes away, can file...
Read More

How Long Should I Keep My Bankruptcy Discharge Papers?

If you've successfully navigated the bankruptcy process and received your discharge papers, congratulations are in order. It's a significant milestone...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions