How to Choose a Good Bankruptcy Attorney When You’re Facing Foreclosure

illegal debt collection tacticsA bankruptcy attorney is a valuable asset when you’re dealing with debt. From stopping illegal debt collection tactics to representing you in court, an attorney is your most-trusted resource throughout the process.

Unfortunately, not all bankruptcy attorneys are equal. To get the greatest benefit from working with a bankruptcy, you’ll need to choose one with experience, knowledge, and savvy.

What Should You Consider When Choosing a Bankruptcy Attorney?

1. Experience

Any lawyer could help you file for bankruptcy.

However, you want to work with someone who understands bankruptcy law and who has experience with dealing with the bankruptcy court. Specific laws govern what can and cannot happen during the bankruptcy process.

For example, did you know that lenders guilty of illegal debt collection tactics might end up owing you money? Do you know that once you file for bankruptcy all collection efforts must end?

An experienced lawyer will explain your rights and protect you from creditors.

They’ll be able to answer your specific questions and help you through your case, even if it’s unusual or different from most cases.

2. References

Any attorney you’re evaluating should be able to provide references from previous clients. This helps you evaluate an attorney’s ability to help you.

Keep in mind, even the best attorneys occasionally get negative reviews. And the most inexperienced attorneys might offer fantastic service and support. Reviews should not be the only tool you use to make your decision.

However, it’s great information to have.

Before moving forward with an attorney, ask them to provide references from their recent work representing clients in foreclosure cases that were resolved using bankruptcy.

3. Communication

Your bankruptcy attorney should be willing to answer your questions and make sure you understand the process. Most lawyers are happy to spend as much time with you as necessary to answer your questions.

Your attorney shouldn’t be expected to be at your beck-and-call at all times. However, they should be willing to take phone calls, schedule meetings, and answer emails. You should feel secure that your lawyer has prioritized dealing with your case.

4. Aggressiveness

Aggression is often seen as a positive quality in an attorney. It often is.

However, if you feel that you are being pushed into filing, it’s time to take a step back.

Be wary of any lawyer who guarantees success or seems too pushy. You want an attorney who’s aggressive when it comes to illegal debt collection tactics. But you don’t want an attorney who’s aggressive when it comes to forcing you to do something that’s not right for you.

Bankruptcy might not be your only option. Ultimately, it might be your best option. The key is to work with someone who evaluates your case, shares the pros and cons of filing with you, and allows you to make the best decision possible.

5. Cost

The expense of hiring a bankruptcy attorney is almost always worth it. However, you need to make sure you can afford an attorney’s fees before moving forward with representation. Some lawyers are just too expensive.

The good news is most bankruptcy attorneys understand that clients who contact them are struggling financially. Many are willing to work with you on a payment plan. Most have already set reasonable rates.

The important thing to remember is that you shouldn’t be afraid to discuss legal fees and the cost of filing for bankruptcy upfront.

Is It Time to Contact a Bankruptcy Attorney to Help You with Illegal Debt Collection Tacts and Other Bankruptcy Issues?

Are you dealing with illegal debt collection tactics? Were you threatened with foreclosure or the repossession of other assets? Have you reached the end of your financial rope?

We can help.

Contact the Law Offices of Robert M. Geller at 813-254-5696 to schedule a free consultation.


Video Testimonials

Tampa Bankruptcy Law Blog

5 Common Budgeting Mistakes Newlyweds Make and How to Avoid Them

Budgeting mistakes are common, especially when you’re young. Not all newlyweds are young adults, but many first-time marriages do involve...
Read More

When Should Married Couples File for Bankruptcy Together?

There's no easy answer to the question of timing when it comes to bankruptcy. In some cases, it may make...
Read More

Can Your Spouses Debt Force You Into Bankruptcy?

If you're married and your spouse has a lot of debt, you may be wondering if that debt can force...
Read More

Do You Need a Bankruptcy Attorney If You’re Divorcing with Financial Problems?

Divorce and bankruptcies are more common than many people realize. Financial problems make a stressful transition even more difficult. If...
Read More

Can You File Bankruptcy without Your Spouse?

Filing for bankruptcy is a decision that should not be taken lightly. It can affect your financial life and the...
Read More

How Seniors Can Avoid Bankruptcy

Seniors are at a high risk of bankruptcy, but there are ways to avoid it. What do you need to...
Read More

What Happens If I Own Too Many Assets to File for Chapter 7?

Does hiding assets in bankruptcy protect them from your creditors? If you own too many assets to qualify for Chapter...
Read More

How to Find the Best Lawyer for Filing for Bankruptcy after Retirement

Many retirees decide to file for bankruptcy as a way to get a fresh start. But finding the right lawyer...
Read More

Does Declaring Bankruptcy Affect My Retirement Savings?

When you're struggling with debt, the thought of bankruptcy might cross your mind. But what would that mean for your...
Read More

Is a Reverse Mortgage Right for Me?

Reverse mortgages in Florida are loans that allow homeowners 62 and older to borrow against the equity in their homes....
Read More


For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More


We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

NACBA Logo avvo1 avvo2 avvo3 LEA BBB Logo

Call For A Free Initial Consultation


Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions