CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

Fair Debt Collection Practice Act (FDCPA)/Florida Consumer Collection Practices Act (FCCPA)

The Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA) are laws that protect you — the consumer. In an effort to promote fair consumer debt collection practices, these laws explicitly define abusive debt collection practices which are prohibited, and provide legal recourse for debtors who have endured unlawful creditor harassment under the law.

It Is Illegal for Creditors To:

  • Contact you directly after they know you have an attorney
  • Contact you early in the morning or late at night
  • Contact you at work after you have directed them not to
  • Contact your neighbors or co-workers about the nature of your debts
  • Use abusive or profane language when calling you
  • Threaten you with lawsuits or threaten you will go to jail for not paying a debt

What We Can Do

Our firm sues creditors for harassment. Under the law, if a creditor does not treat you properly, you may be entitled to collect statutory damages against the creditor.

How We Get Paid

You do not have to pay us out of your pocket before we bring a suit against the creditors. Our lawyers handle these types of cases on a contingency fee basis. That means that until there is a recovery you pay us no fees. Our fees come from the proceeds of the recovery.

How Filing Bankruptcy Stops Creditor Harassment

Once you submit the required paperwork to the bankruptcy court, the court issues an automatic stay. This is like a restraining order against your creditors, and prevents them from contacting you to recover money, seize your property, or place liens on your home. We have seen the relief that clients experience when they are no longer bothered by creditors.

There are some exceptions to the automatic stay. As an example, the stay may not stop criminal proceedings, tax proceedings, child support lawsuits, or eviction proceedings. There are other circumstances that are exempt from the provisions of the automatic stay; our lawyers can advise you.

Contact Our Consumer Rights and Bankruptcy Lawyer

To learn more about the FDCPA or FCCPA, the automatic stay, and how to stop creditor harassment, contact our Tampa creditor harassment and consumer debt collection law firm. Call us at 813-254-5696 to schedule a free initial consultation. Attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Back

Video Testimonials

Tampa Bankruptcy Law Blog

Can Leading a Frugal Lifestyle Prevent a Second Bankruptcy?

Changing your approach to spending is a necessity after bankruptcy. You’ll turn over some control of your finances to the...
Read More

Are Medical Issues Forcing You Into Bankruptcy?

Many Americans wind up in debt because of medical bills. One of the most common reasons for filing bankruptcy in...
Read More

Law Offices of Robert M. Geller, P.A. Congratulates Danielle Austin For Receiving the Patriot Award from the United States Department of Defense

Award Recognizes Support of Guard and Reserve Members Who Work for the Organization Tampa, Florida, June 29, 2021 – The...
Read More

Is Your 401k or Other Retirement Savings at Risk in Bankruptcy’s Liquidation of Assets?

If you’ve spent years saving for retirement, putting that money at risk when you file for bankruptcy is likely one...
Read More

Tips to Help You Protect Your Assets When You File for Bankruptcy

One of the most intimidating aspects of filing for bankruptcy is protecting your assets. Worrying about whether bankruptcy puts their...
Read More

How Does Bankruptcy Affect Vehicle Ownership? What Assets Can You Keep through the Bankruptcy Process and Does It Affect Your Car?

Many people struggling financially avoid filing for bankruptcy because of concerns about losing important assets like their vehicles. The good...
Read More

Is There a Legal Way to Hide Assets When You File for Bankruptcy?

Filing for bankruptcy can be an overwhelming experience. The relief you receive when you file helps you feel better about...
Read More

Do Bankruptcy Trustees Take Your Savings? What is Considered an Asset in Bankruptcy and How Does It Affect the Money You’ve Saved?

Bankruptcy trustees gain access to a variety of your assets when you file. But what is considered an asset in...
Read More

Can Filing for Bankruptcy Help You Protect Your House?

fiHow filing for bankruptcy affects your home is one of the greatest concerns people have when they consult with bankruptcy...
Read More

Should I Refinance a Student Loan I Can’t Discharge in Bankruptcy?

Student loan debt is overwhelming many people. Could refinancing be the answer to help you avoid bankruptcy if your student...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

NACBA Logo avvo1 avvo2 avvo3 LEA BBB Logo RG Seal

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions