CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

BRIDGING YOU TO A BRIGHTER FUTURE

Fair Debt Collection Practice Act (FDCPA)/Florida Consumer Collection Practices Act (FCCPA)

The Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA) are laws that protect you — the consumer. In an effort to promote fair consumer debt collection practices, these laws explicitly define abusive debt collection practices which are prohibited, and provide legal recourse for debtors who have endured unlawful creditor harassment under the law.

It Is Illegal for Creditors To:

  • Contact you directly after they know you have an attorney
  • Contact you early in the morning or late at night
  • Contact you at work after you have directed them not to
  • Contact your neighbors or co-workers about the nature of your debts
  • Use abusive or profane language when calling you
  • Threaten you with lawsuits or threaten you will go to jail for not paying a debt

What We Can Do

Our firm sues creditors for harassment. Under the law, if a creditor does not treat you properly, you may be entitled to collect statutory damages against the creditor.

How We Get Paid

You do not have to pay us out of your pocket before we bring a suit against the creditors. Our lawyers handle these types of cases on a contingency fee basis. That means that until there is a recovery you pay us no fees. Our fees come from the proceeds of the recovery.

How Filing Bankruptcy Stops Creditor Harassment

Once you submit the required paperwork to the bankruptcy court, the court issues an automatic stay. This is like a restraining order against your creditors, and prevents them from contacting you to recover money, seize your property, or place liens on your home. We have seen the relief that clients experience when they are no longer bothered by creditors.

There are some exceptions to the automatic stay. As an example, the stay may not stop criminal proceedings, tax proceedings, child support lawsuits, or eviction proceedings. There are other circumstances that are exempt from the provisions of the automatic stay; our lawyers can advise you.

Contact Our Consumer Rights and Bankruptcy Lawyer

To learn more about the FDCPA or FCCPA, the automatic stay, and how to stop creditor harassment, contact our Tampa creditor harassment and consumer debt collection law firm. Call us at 813-254-5696 to schedule a free initial consultation. Attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Back

Tampa Bankruptcy Law Blog

Managing Credit Card Debt: What Can Help You Get Things under Control

Managing Credit Card Debt: What Can Help You Get Things under Control

If you feel as if you are drowning in credit card debt and you aren’t sure where to find relief,...
Read More

My College Closed: Do I Need to Repay My Student Loans?

Though it might not happen to the world’s most famous universities, there are some colleges that go out of business....
Read More
Bankruptcy Overwhelm: Why Organizing Your Paperwork is So Important

Bankruptcy Overwhelm: Why Organizing Your Paperwork is So Important

Paperwork and Filing for Bankruptcy in Florida Filing for bankruptcy sounds simple enough, but it’s actually a complicated legal proceeding...
Read More
Bankruptcy Filers are at Risk for Scams: What You Can Do to Protect Yourself Post-Filing

Bankruptcy Filers are at Risk for Scams: What You Can Do to Protect Yourself Post-Filing

It’s a sad fact that no matter who you are or what your struggles in life include, there are people...
Read More
Five Tips to Help You with Bankruptcy Credit Counseling

Five Tips to Help You with Bankruptcy Credit Counseling

Bankruptcy Post Filing Education and Counseling Requirements If you’ve begun the bankruptcy process you already know about the education requirements....
Read More
Is a Business Loan Possible If I File for Bankruptcy?

Is a Business Loan Possible If I File for Bankruptcy?

Filing for Bankruptcy Filing for bankruptcy might make it seem as if your world has stopped, but the truth is...
Read More
What Should I Do to Prepare for My 341 Meeting of Creditors?

What Should I Do to Prepare for My 341 Meeting of Creditors?

The 341 Meeting of Creditors can be one of the most intimidating aspects of filing for bankruptcy but it doesn’t...
Read More
What Happens If I Die Mid-Bankruptcy?

What Happens If I Die Mid-Bankruptcy?

Life is unpredictable and so is death. Very few people are able to predict when they will die and in...
Read More
What Do I Need to Know about Property Seizure?

What Do I Need to Know about Property Seizure?

One of the scariest things that can happen when you’re dealing with out-of-control debt is property seizure. Creditors might legally...
Read More
I’m Self Employed – Can I File for Bankruptcy?

I’m Self Employed – Can I File for Bankruptcy?

When it comes to being self-employed, sometimes it seems the odds are stacked against you. Taxes, insurance, other expenses… the...
Read More

Contact Us

Search Website

Request a FREE Consultation

For The Next 5 Days Get A Free Book About Bankruptcy


 
comodo 10.0Robert Marc Geller
Robert Marc GellerClients’ ChoiceAward 2018 Robert Marc GellerReviewsout of 32 reviews LEA

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay Online     Bankruptcy Courses    

Office Locations

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405
Maps & Directions


Tampa Law Office Map

Satellite Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: 727-532-3939
Maps & Directions


Map and Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
Maps & Directions


Maps & Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.