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I decided to write this book to provide some basic understanding of what can be accomplished by filing either a chapter 7 or chapter 13 bankruptcy. The book was written because sometimes good people suffer bad times do to no fault of their own. It describes the protection you can get from creditors, how you can still keep your home or car even if behind, why filing bankruptcy may be the very best thing to rebuild your credit and why it is important to hire an experienced and Board Certified Consumer Bankruptcy to represent you. Additionally, there are chapters on many other subjects that may be of interest including how to get rid of taxes and why settlement companies may be a bad idea.

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