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Credit card debt and bankruptcy lawyer in Tampa, blog articles about managing credit card debt and Chapter 7 or Chapter 13 bankruptcy filing in Tampa Florida

Is Credit Card Debt Driving You to Bankruptcy?

Credit card debt is one of the primary reasons people file for bankruptcy. The majority of Americans have some type of credit card debt and in some cases, those debts spin out of control and put a person in financial danger.

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Are You Hiding Credit Card Debt from Your Spouse?

Credit card debt is common in American marriages, and also fairly common is one spouse hiding credit card debt from the other. When one person’s spending habits are drastically different than that of the other, or spending is related to behavior a person wants to hide from his or her spouse, such as an affair or addiction, it can be tempting to keep debt a secret. In the long-run this is usually a mistake and can put an emotional strain on a marriage, as well as the financial one it created. In some cases, the financial burden in a marriage is enough to drive a couple to divorce.

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More credit card debt info is being put on credit reports

Florida consumers may be surprised to learn that in the last year, the three credit bureaus have starting adding payment histories to credit reports. They are doing so in an effort to give lenders a better picture of a consumer's credit card debt. For now, this information is not affecting a person's credit score, but that could change in the coming years.

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When it comes to Florida credit card debt, is younger better?

A lot of the young people nationwide and in Florida that were teenagers when the housing market and economy collapsed may now be either in college or graduating from college. Research shows that these young people may be better at dealing with credit card debt than their parents. There are different schools of thought as to why this may be.

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Couple pays off thousands of dollars in credit card debt

It seemed liked an impossible feat, but they did it. They paid off nearly $50,000 in credit card debt despite many obstacles. Even though they certainly qualified to file bankruptcy, this couple opted not to do so. However, even though it was difficult for them, their circumstances allowed them to the freedom to pay off their debt.

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Creditor Harassment - Robert Geller Tampa Bankruptcy Attorney


 Creditor Harassment - Robert Geller Tampa Bankruptcy Attorney
Creditor Harassment - Robert Geller Tampa Bankruptcy Attorney

 Tampa Bankruptcy Attorney Robert Geller Lawyer Profile
Tampa Bankruptcy Attorney Robert Geller Lawyer Profile

 Chapter 7 Bankruptcy in Tampa - Robert Geller Bankruptcy Lawyer
Chapter 7 Bankruptcy in Tampa - Robert Geller Bankruptcy Lawyer

 Chapter 13 Bankruptcy Lawyer in Tampa, FL, Robert M. Geller Attorney
Chapter 13 Bankruptcy Lawyer in Tampa, FL, Robert M. Geller Attorney
 
  
 
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Office Locations

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405
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Tampa Law Office Map

Satellite Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: 727-532-3939
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At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater, St. Petersburg, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.